Getting cheaper auto insurance isn't just about increasing your deductibles or shopping around for the best rate. Most car insurance companies offer hidden discounts for certain things, such as the make and model of the car you drive, or getting rid of certain coverage on older vehicles. Here are 5 surprising methods to reduce your auto insurance rates that you never knew about.
1. Take a Driver's Safety Course
Even if you've been driving for years, taking a driver's safety course within the last 3 years can lead to lower car insurance premiums.
As the end of the year approaches and vacation time builds up, many people start thinking about planning trips before the start of the next fiscal year. If you are planning to cash in your two to three weeks of vacation time in the coming months, you should make sure that you have travel health insurance. By planning ahead, you will be able to reduce your risk of significant medical costs in the event of an accident or illness.
Planning a huge, elaborate wedding takes time and a lot of money. If you are in the process of planning your upcoming wedding and are worried about all the money you are spending, you may want to talk to an insurance company about purchasing a special event policy. This type of insurance will protect you from so many things, and you can choose a custom policy that protects you against everything you could possibly think of.
What do you do if your doctor prescribes you a medication that you really need, but your insurance won't pay for it? Some medications can be very expensive, and you need that insurance coverage to be able to buy it. If the medication is very cheap, you can choose to just pay cash. However, if it is going to cost more out of pocket than you can afford, you need to take other actions.
If you were involved in a car accident in a rental car, you may be wondering what to do next. How you proceed after a rental car collision is different from an accident in your own car, and treading carefully is key to avoiding problems later on. Follow these six suggestions to properly report the accident and protect your rights.
1. Call 911 If There Were Any Injuries
If you or another person were injured in the accident, call 911 as soon as possible.